For a low monthly cost, Vision Insurance can cover many of the expenses specific to vision care, including exams and eyewear (both eyeglasses and contact lenses). In most cases these plans offer discounts and/or limited coverage to reduce the overall cost of these expenses. This coverage may also allow for discounts on vision corrective surgeries, such as LASIK and PRK.

Unlike some other types of insurance, you don't purchase vision insurance to keep you protected from a crisis or catastrophic event that could result in a heavy financial burden. However, vision insurance can be a good call to simply save you money on expenses that are a necessity for many people due to not-so-perfect vision. Vision expenses can be costly, so vision insurance at low monthly rates can cover some of the ongoing costs as they add up year over year.

 

 

Encouraging good vision health

 

By covering most of the costs of a yearly check-up and replacement eyewear, there's no need to hesitate to have your eyes checked often, your prescription updated as needed, and generally keep on top of your eye health.

Millions of Americans suffer from some form of vision problem, but many don’t even know that they could be seeing better. That’s why eye exams are so important. Here are just a few types of people that could benefit from Vision Insurance the most.

 

Health

Individuals with a family history of eye problems.

 

Family

Kids require eye exams and may need prescription eyewear. Early detection of problems can help prevent long-term issues.

 

Chronic conditions

This can provide financial support during a hospital stay and provide income replacement if you are unable to work.