Accident Insurance

Accident Insurance

Accident Insurance

Supplemental health coverage that pays you a lump sum for medical expenses related to accidental injuries.

 

Get personalized accident quotes today.

Here's what you need to know

Injuries due to falls, sports and other leisure activities, or other day-to-day perils can be expensive when you add up the medical costs for ambulances, emergency rooms, tests, doctors, surgeries, and hospital stays. In addition, an accident can interrupt your ability to work and bring in income.

 

You can, however, be prepared for the unexpected expenses associated with an accident by enrolling in Accident Insurance. Once you’re enrolled in this coverage, you’ll be better prepared with an added cushion of financial security that’s specifically designed to help take the sting from your accident-related bills.

 

  • Pays a lump-sum cash payment based on the type of injury, which you can use however you want.
  • The payment is made directly to you.
  • It can help pay out-of-pocket expenses related to medical care associated with covered accidents.

 

This plan does not replace your other health insurance but gives you added coverage for extra peace of mind.

An Accident plan can sit beside your core health plan for additional 'just-in-case' coverage, or you can pair it with critical illness and hospital admission insurance for even more protection against other unexpected medical bills. 

This supplemental health coverage provides lump sum payments for medical expenses in the event of an accident.

 

Families
If you have dependents who rely on your income, accident insurance can provide financial protection.

 

Be Prepared
If you do not have savings or a comprehensive health plan, this can help cover unexpected medical expenses.

 

Protection
Individuals who work in physically demanding jobs may be more susceptible to accidents and injuries.

How It Works

Search icon

Explore insurance options

Clipboard icon

Compare offerings and carriers

Arrow icon

Proceed to carrier website

Lock icon

Secure your coverage

Find the perfect plan for you

Get started by choosing a carrier.
  • Aflac

     

    Aflac accident insurance pays cash benefits directly to you, unless assigned otherwise, that can be used to help with out-of-pocket expenses. There are no network restrictions and its guaranteed-issue coverage. It offers a broad range of coverage for covered injuries with affordable premiums.

     

    Get personalized quotes

     

     

    Accident (Series T37000): In Delaware, Policy T37000. In Idaho, Policies T37100IDR, T37200IDR, & T37300IDR.  In Oklahoma, Policy T37000OK. In Virginia, Policies T37100VA, T37200VA, T37300VA, T37400VA, T37600VA. Coverage/plan levels may not be available in all states, including but not limited to NJ or NY.

    Coverage is underwritten by Tier One Insurance Company.

    Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).

    Aflac | Tier One | WWHQ | 1932 Wynnton Road | Columbus, GA 31999

    Z2501179

  • UnitedHealthcare

     

    UnitedHealthcare branded accident plans, underwritten by Golden Rule Insurance company, provide cash benefits regardless of your primary health coverage. With no network restrictions, you can choose where to receive care. Plus, flexible benefit levels let you select a monthly cost that fits your budget.

     

     

    Get personalized quotes

     

For information regarding Mercer’s role, recommendations and compensation please refer to our Role & Compensation page.