Whether you rent an apartment or a house, your landlord's insurance likely covers your building, but not your stuff. 

If something were to happen, would you be able to afford to replace your electronics, furniture, clothing, and other possessions in your rental? Renters Insurance covers your belongings against losses or damage due to events like fire, extreme weather and theft, in the case where you are renting your place of residence. It also may have some level of liability coverage to protect against legal or medical costs from injuries in your home.

We have partnered with industry leaders to bring you a variety of options to meet your needs. Go to 'Get this product' to visit our vendor partner site and discover which plans suit your needs based on your unique situation.

Standard coverage typically includes:

• Personal Property Protection - covers the loss or damage of personal belongings on or off premises.
• Liability Protection - provides legal representation and protection against judgments for covered events.
• Guest Medical Protection - covers medical costs for visitors injured at your home.
• Optional Protection - you can include your luxury items, musical instruments, and some electronics that may not be covered under the core plan for an additional cost.

Optional coverage for various non-covered personal items (such as luxury items, etc.) may be available for an additional cost.

Renters insurance is recommended for anyone who is renting an apartment or house, to protect possessions and personal liability.

Renter

Provides coverage for your personal belongings in case of theft, fire, and other events.

Protection

It is especially important if you have valuable possessions, such as electronics, furniture, or jewelry.

Safety

It provides liability protection in case someone is injured while visiting your rented property.