What’s Riskier: Driving to Work or Skiing?

Here’s why adding accident insurance to your health coverage is a good bet!

Accidents can happen at any time, and their consequences can be both physically and financially devastating.

Life is truly a game of chance. Whether you’re watching TV in bed or cheering on your Little Leaguer, the odds of injury or death change by the minute. The first step in beating the odds is knowing them.

What are your family’s riskiest day-to-day activities? See for yourself, courtesy of the National Safety Council’s Injury Facts®. 

Take The Quiz: What’s Riskier?

Driving to work or skiing?

There’s a lot of ways you can get hurt and driving to work is one of the riskier ones. Your odds of being in a fatal car accident are 1 in 93. For skiing, it’s less than one death per 1 million skier visits.  Your knees are another story—knee injuries are the most frequent ski injury with females at three times the risk of males. 
 

Bed or chair?

Beware the bedroom. Beds, pillows and mattresses caused 300,000 MORE injuries than chairs and sofas in 2023. The most dangerous? Stairs and floors at 2.7 million injuries.
 

Football or bike?

Based on emergency room visits, your bike will land you in the ER far more than playing football. The most injury-prone activity of all? Going to the gym!
 

The point is any activity has a risk to it.Can you count on your health insurance to step in when it happens to you?

Seriously, Get Accident Insurance

Accident insurance helps pay the bills your health insurance will leave to YOU: deductibles, co-pays and out-of-pocket expenses. You may collect cash benefits for injuries like fractures, broken teeth and lacerations. Plus—should an accident be fatal—it pays a benefit that may help boost your life insurance. It’s welcome financial relief, just when your family needs it most. 

Here’s why accident insurance is a good bet:

• Pays cash benefits to you. It’s money to help cover treatment, therapy, diagnostics like MRI’s and x-rays, even cash per day for hospital confinement.
• Choice of premium. Adjust your premium depending on your preference for expense protection and provider coverage.
• Great for dependents. Kids in any kind of sports always result in doctor visits for sprains, strains and fractures.
• Cost. Choose from a wide range of options, from pennies-to-dollars a day.
   

Key Points

• Just living is risky
• There are things you can do to lessen your risks
• Accident insurance is a good idea because it’s powerful and inexpensive.

How To Get Accident Insurance

There may be no shortcut to life, but there IS to finding quality accident insurance. You can get free, no-obligation quotes from leading national insurance companies through Mercer Indigo. 

If you like what you see from a list of plans matched to your needs, lock in your coverage. There’s no risk, and helpful experts are at hand if you’ve got questions.