Insurance and Family Planning

A lot, actually, as insurance plays a key role in keeping your family’s plans on track.

If you’re a parent or planning to become one, you know solid finances are essential. But when so much seems unstable—and if your income is inconsistent—how do you create stability?

Have the Right Insurance

Mercer Indigo makes buying quality insurance easy. You shop online at one website that highlights valuable information and carrier options so that you can make informed decisions. Here’s how that works for your family.

The Role of Insurance in Family Planning

Just starting your family or thinking about it? You’ll have high healthcare needs where it’s essential you find a good fit. Mercer Indigo features Marketplace plans available in your state, with no copayment or coinsurance costs for many women’s services. For example:

Birth control. Insurance coverage helps you work with your doctor to start and safely stop FDA-approved contraceptives. You have a wide variety of choices to give you a healthier outcome for both you and your child. ACA-compliant plans have no cost-shares for contraceptives and related services (although some exceptions may exist).
Benefits while you’re pregnant include screening for gestational diabetes, preeclampsia, and more, plus breastfeeding support and even maternal depression help. There are no cost-shares as well.
Well-woman visits are also without cost-shares in Marketplace plans, to help you stay healthy and present for your growing family.

Mercer Indigo helps you combine supplements for tailored protection, too.

For example, you can add dental and vision coverage to keep routine checkups and corrective lenses within reach. And Accident insurance—popular when kids enter sports—pays a cash benefit to you for expenses related to covered accidental injuries like a broken arm or torn tendon.

And in Protecting Your Family’s Future

Life insurance is a must-have. Make sure as you plan your family, you also plan for security if there’s a death. It’s not about risk; it’s about helping those left behind go on. Consider daily living expenses, educational needs, and how expenses grow over time.

Disability insurance protects your family when an accident or illness means you can’t work. You can find plans that go with you as you move or change work contracts.

Legal insurance means you’ll always make the best decisions for your family. Families with elder care needs or property purchases are often the first to say it pays for itself.

One Stop Convenience