TriTerm medical coverage will protect you against a major financial burden in the case of a medical emergency. These plans are meant to temporarily bridge the gap between long-term, comprehensive coverage.
They are different from comprehensive coverage offered through ACA-compliant plans, as they have a lower level of coverage and typically higher out-of-pocket costs.
TriTerm plans vary by your needs but typically last between 6 to 12 months in length, although in some cases the coverage can be extended up to 3 years.
IMPORTANT: This is a short-term, limited-duration policy, NOT comprehensive health coverage
This is a temporary limited policy that has fewer benefits and Federal protections than other types of health insurance options, like those on HealthCare.gov.
| This policy |
Insurance on HealthCare.gov |
|---|
| Might not cover you due to preexisting health conditions like diabetes, cancer, stroke, arthritis, heart disease, mental health & substance use disorders |
Can't deny you coverage due to preexisting health conditions |
| Might not cover things like prescription drugs, preventive screenings, maternity care, emergency services, hospitalization, pediatric care, physical therapy & more |
Covers all essential health benefits |
| Might have no limit on what you pay out-of-pocket for care |
Protects you with limits on what you pay each year out-of-pocket for essential health benefits |
| You won't qualify for Federal financial help to pay premiums & out-of-pocket costs |
Many people qualify for Federal financial help |
| Doesn't have to meet Federal standards for comprehensive health coverage |
All plans must meet Federal standards |
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member's job, contact the employer.
Questions about this policy?
For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."
